Ladies and Gentlemen,
Higher incomes are not enough to reach welfare... It is also important to save money... You don't have to torment yourself, it's enough if you don't spend on the sickest things...
Frugality means:
1) You don't ruin the welfare of your family...
2) You don't break your health...
3) You don't support the underworld and organised crime...
Remember, frugality is supernatural and you need a companion who gives you power to behave in an intelligent way...
Best wishes, Joseph de la Mikula and Team
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